Commercial legal debt recovery

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STA Legal, part of the STA Group, helps you reclaim your overdue payments with a hassle-free legal debt recovery service. STA Legal provide expert assistance at every stage of the process, from issuing formal Letters Before Actions (LBAs), obtaining and enforcing County Court Judgments (CCJs), to pursuing insolvency proceedings when required.

The stages of legal debt collection

Before issuing a Legal Claim, a Letter Before Action (LBA) must be sent to the debtor. This is generally charged at £25 + VAT, which includes the preparation of case fee.

From experience, most cases result in payment at this stage.

If payment, or a satisfactory response, is not received following the LBA, the next stage is to issue legal proceedings through the County Court. This gives the debtor company 14 days to make payment (including costs & interest).

Where a debtor company doesn’t respond to the Legal Claim, or defaults on the agreed payment, a County Court Judgment (CCJ) can be obtained immediately after the expiration of the Claim. This gives you the power to take enforcement action to recover the debt.

When a CCJ has been obtained, it’s possible to take enforcement action on the debt immediately. The STA Legal team will advise on the best courses of action at this stage, based on prior experience and expertise.

Keeping you in the loop
Our online portal, Your Debts Online (YDO), informs you of our efforts on your behalf, lets you instruct and advise us in real time, and contains your invoices and statements, with your collected funds remitted weekly by BACS.
See our Your Debts Online User Guide for more information

Get paid today, contact STA

Get in touch today to see how we can help recover your overdue invoices