Your Strategic Advantage in Debt Recovery

Overdue accounts and receivables recovery to help you increase cash flow

We have over 65 years’ experience in UK commercial debt collection, international debt recovery, credit control and tracing.

We complement our traditional values with technical innovation and accountability that have earned us acclaim and award as a leading UK Debt Collection Agency.

Whether you need unpaid invoice debt recovery or you lack credit control resources, STA will help you with:

Temporary and permanent credit control

Overdue accounts debt collection

Early-out invoice recovery

Pre-due verification calls

Temporary and permanent credit control

Overdue accounts debt collection

Early-out invoice recovery

Pre-due verification calls

Business debt collection and recovery

Companies owe money, but people pay bills
We recognise that every debtor company is different, and that’s why we negotiate with each one according to their solvency and liquidity. Some other debt collection firms use aggressive tactics, but our collaborative approach is proven to result in higher rates of successful debt collection and recovery, and preserves business relationships.

Business debt recovery is our speciality. STA International works with businesses across the UK and internationally to recover money owed by their customers. With £20m recovered over the last 12 months, our experience with small business debt collection and bigger business to business debt collection cases means we can help almost anyone with our debt collection services. Our debt recovery agency offers a no win, no fee guarantee means you only pay commission when we successfully collect funds from your debtor, if we don’t collect, you don’t pay. There’s no subscription fee, and no fees for placing your debt with us – unlike some other debt recovery companies.

We understand the importance of transparency from your business debt collection agency. That’s why we developed our own enhanced online portal – Your Debts Online – to make it simple to place your debts, check for updates, respond to our queries, check our overall debt collection performance and much more.

All clients have a dedicated point of contact with us, and a specialist collector to chase for overdue payment. Our business debt recovery services are successful because we use a collection process tailored to you and your industry, and we always work on the basis that our efforts should be amicable and fair.

One of our biggest strengths as a debt collection company lies in our personal service – providing bespoke workflows, successful negotiation, dispute resolution and managing payments or instalment plans to ensure successful debt recovery of your invoices.

Recent business debt recovery successes have been for e-tailers & Consumer Websites, Building Materials & Products, Office Supplies, Universities & Colleges, Transport & Logistics, Marketing Services, Recycling & Waste Management, Timber Trades, Food & Drink, Computer Software (SAAS), Shipbuilding & Marine, Retail – Clothing & Fashion, Hotels, and Packaging companies. We recover debt for companies of all sizes from SMEs to FTSE listed companies.

UK debt recovery

International debt collection

The cost of bad debt

According to the Office for National Statistics, the average profit margin for businesses in the UK stands at 10%. If a business experiences a loss of £10,000, it would necessitate generating an extra £100,000 in turnover to compensate for the shortfall. For the typical SME, achieving this figure is often unrealistic and can ultimately lead to business failure.

Explore the sliders in our bad debt calculator to visualize the necessary additional turnover required to compensate for an unrecoverable late payment.

Credit control services

Reduce risk, increase cash flow, and build business confidence
Recruiting, training, and keeping expert credit controllers are essential to maintain good credit control. What can you do when you are short of credit controllers, or when you acquire another business, and your unpaid invoices threaten to damage your cash flow?

Confidential credit control

Why choose STA International?

It can be hard to tell the difference between debt collecting companies, but at STA, our more than 65 years of experience and great reputation means you can trust us to keep your best interests at heart.

44% of UK B2B invoices were overdue in the past 12 months

Pressure on credit professionals has grown in the challenging environment created by the pandemic. Recent research shows 44% of UK B2B invoices being overdue in the past 12 months, with a further 8% written off as ‘uncollectable.’ With your time and resources at a premium, seamless support from business debt collectors and a reputable credit management partner like STA will help your business thrive, not simply survive.

Your customers are safe in our hands.

Whether you need credit control in your name, or debt collection services in our name, we complement traditional values with technical innovation and accountability, earning acclaim and awards. Authorised and regulated by the Financial Conduct Authority, ISO 9001 and ISO 27001 accredited, and Credit Services Association Collector Accredited, your customers are safe in our hands.

STA International - Worldwide collections

Last year we collected from 154 countries worldwide

We partner with clients from a wide range of trade sectors, and are trusted by trade credit insurance companies to recover past due invoices for their policyholders from all around the globe. If you need a business debt recovery agency that specialises in either UK or overseas collections, get in touch with STA today.