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The STA Hub

Guides, industry briefings and company news from the STA team — written from live casework, not theory.

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Updated 18 October 2026

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Architectural Details with Classic Columns and Ornate Ceiling
Guide Resource

County Court Options for Recovering Business Debt

professionals-reviewing-business-charts-in-a-workp
Guide Resource

How to check the credit worthiness of your customers

It is vital that you check the credit worthiness of a business asking you to extend credit terms: Can they afford to pay your invoice, and what’s their track record paying other suppliers?

STA Pay, all of the platform, none of the fee.
Announcement Company News

Introducing STA Pay

For over 15 years we've had the privilege of sitting in rooms with higher education finance teams at our University forums — STA Pay is what came out of those conversations.

Guide Resource

Getting your invoice right

Payment cases still reach court over invoices that were written or submitted incorrectly. What every invoice should carry.

Two teams in navy and yellow Heart of Kent Hospice football shirts lined up in the stadium tunnel before the charity match
Company News Company News

£5,660 raised for Heart of Kent Hospice at our charity match

The STA team took to the pitch for the hospice that supports families across Maidstone and the Weald.

Woman Working At Desk with Laptop and Boxes
Briefing Industry News

Average unpaid invoices owed to SMEs up 10%

New research from SME funder Bibby Financial Services paints a concerning picture of the financial pressures facing UK businesses — and the numbers are moving in the wrong direction.

A calculator and pen resting on printed financial statements
Guide Resource

What to do if a Company Owes You Money (2026 UK Guide)

A 2026 UK guide to the options available when another business hasn't paid — and how to decide the right next step.

Briefing Industry News

New Fair Payment Code

The new Fair Payment Code has been launched to replace the Prompt Payment Code and encourage businesses across the UK to settle on time.

Your strategic advantage in debt recovery
Guide Resource

5 signs it's time to use a debt collection agency

Running a business isn't always smooth sailing, especially when it comes to keeping your cash flow positive. Unpaid invoices are usually the first symptom.

Accreditation Company News

STA International secures ISO 27001 certification, strengthening data protection

STA International is now ISO 27001 certified, reaffirming our commitment to strict data security standards and giving clients added confidence in our services.

Guide Resource

7 tips for avoiding late payments

Late payment is a common challenge, but the right process reduces how often it happens — and shortens the delay when it does.

Man Checks Time at Office Desk with Paperwork
Guide Resource

10 common excuses for late payment (and how to deal with them)

A late payment culture demands its perpetrator be ready with an excuse. Here are the ten we hear most, and the response that gets you paid.

Guide Resource

The Essential Cash Flow Guide for SMEs

Poor cash flow management can be fatal for a business of any size. Our guide covers forecasting, the common cash flow killers, and a step-by-step route to getting paid.

Calculating Financials at the Workplace on White Desk
Guide Resource

How to tackle a disputed invoice

A disputed invoice, not revealed earlier, is often the real reason payment has stalled. How to resolve one professionally and still get paid.

CSA Award finalists
Company News Company News

STA nominated for industry award

STA International’s Jacqueline McConnell has been nominated for a 2023 Credit Services Association Award for excellence in supporting vulnerable customers.

National Contact Centre Awards Winner
Company News Company News

STAs Jacqueline McConnell wins at National Contact Centre Awards

Jacqueline McConnell of STA International won Gold at the 2023 UK National Contact Centre Awards, recognized as Significant Contributor (Small Contact Centre).

CCMA finalists
Company News Company News

STA International finalists at Contact Centre Awards

We’re delighted to announce that our call centre in Glasgow has been recognised with nominations for both Team Manager of the Year and the Significant Contributor award at the UK National Contact Centre Awards 2023.

Technology team of the year
Company News Company News

STA International win Technology Team of The Year

We’re delighted to announce that our IT team has been named Technology Team of the Year for 2022 at the Credit & Collections Technology Awards.

Award finalists
Company News Company News

STA Nominated at Credit & Collections Tech Awards 2022

We’re delighted to announce our nomination for Technology Team of the Year at the 2022 Credit & Collections Technology Awards.

Energy costs
Briefing Industry News

Energy Costs & Supply Issues Threaten Business Growth

Rising energy costs, record levels of inflation and supply chain issues are three of the biggest threats facing more than half (58%) of businesses in the next six months, according to new research by accountancy and business advisory firm BDO.

Cost of living crisis
Briefing Industry News

Cost of Living Drives Rise in Late Payments for UK Firms

New research by Barclays reveals that 26% of UK small or medium-sized enterprises (SMEs) have seen the number of late payments they receive increase since the cost of living has gone up.

Debt levels trade credit
Company News Company News

Trade Credit Debt Collection Soared in Q1 2022

With post-pandemic B2B trade increasing, sanctions on collecting debt removed, and creditors being less tolerant of late-paying debtors, what impact is this having on credit insurance policyholders placing debt with STA International?

Can directors be liable for Ltd company debts
Guide Resource

Can directors be held liable for a limited company’s debts?

In legal terms, they can’t be held liable, but creditors and suppliers might well look to make them personally responsible for paying any debts owed. It isn’t always a simple matter to resolve.

Comment News

Companies owe money, but people pay bills

Few creditors ever charge late payment interest, for fear of alienating a customer. Deal with the person who pays your bills.

Stigma of debt recovery
Comment News

Eliminating the stigma of debt recovery

With so many businesses struggling with cash flow, it’s important that we eliminate the stigma associated with debt recovery specialists.

Turkey Mill offices
Company News Company News

Our new workspace at Turkey Mill

We believe our new environment will improve productivity, enhance our recruitment process, and optimise your service delivery

SME late payments
Briefing Industry News

Tackling Late Payments Key to Economic Recovery

As the essence of the UK’s economy – around six million UK SMEs turnover an estimated at £2.2 trillion annually, tackling the issue of late payments will be vital in enabling small businesses to reach their full productive potential and improve not only the growth of their enterprise but the growth of the UK economy.

Insolvency measures
Briefing Industry News

Insolvency Service announces end of temporary measures

New measures will be brought in to help smaller companies get back on their feet to give them more time to trade their way back to financial health before creditors can take action to wind them up

Guide Resource

Recover debts without alienating customers

There is a fine line between a fair request for payment and what the customer perceives as harassment. How to chase a valued account without losing it.

Debt respite scheme
Briefing Industry News

Debt Respite Scheme starts today

Debt Respite Scheme launches in an attempt to protect vulnerable debtors

Late payments
Briefing Industry News

Late payments to SMEs grow by 76%

A survey by Dun & Bradstreet, which polled 753 small business in the UK, found that over a fifth of payments to the SMEs surveyed, whether dealing with large or small businesses, or even public sector payments, were received late in the past 12 months.

Insolvency
Briefing Industry News

Half of At-Risk UK Companies Rely on Government Aid

Travel and Leisure sectors in particular hit hard by the pandemic

Cyber crime
Briefing Industry News

A Third of Businesses Face Greater Cyber Risk

A third of business are more vulnerable to cyber crime now than pre-pandemic, according to research by the IoD.

Architectural Details with Classic Columns and Ornate Ceiling
Guide

County Court Options for Recovering Business Debt

Resource
professionals-reviewing-business-charts-in-a-workp
Guide

How to check the credit worthiness of your customers

It is vital that you check the credit worthiness of a business asking you to extend credit terms: Can they afford to pay your invoice, and what’s their track record paying other suppliers?

Resource
STA Pay, all of the platform, none of the fee.
Announcement

Introducing STA Pay

For over 15 years we've had the privilege of sitting in rooms with higher education finance teams at our University forums — STA Pay is what came out of those conversations.

Company News
Guide

Getting your invoice right

Payment cases still reach court over invoices that were written or submitted incorrectly. What every invoice should carry.

Resource
Two teams in navy and yellow Heart of Kent Hospice football shirts lined up in the stadium tunnel before the charity match
Company News

£5,660 raised for Heart of Kent Hospice at our charity match

The STA team took to the pitch for the hospice that supports families across Maidstone and the Weald.

Company News
Woman Working At Desk with Laptop and Boxes
Briefing

Average unpaid invoices owed to SMEs up 10%

New research from SME funder Bibby Financial Services paints a concerning picture of the financial pressures facing UK businesses — and the numbers are moving in the wrong direction.

Industry News
A calculator and pen resting on printed financial statements
Guide

What to do if a Company Owes You Money (2026 UK Guide)

A 2026 UK guide to the options available when another business hasn't paid — and how to decide the right next step.

Resource
Briefing

New Fair Payment Code

The new Fair Payment Code has been launched to replace the Prompt Payment Code and encourage businesses across the UK to settle on time.

Industry News
Your strategic advantage in debt recovery
Guide

5 signs it's time to use a debt collection agency

Running a business isn't always smooth sailing, especially when it comes to keeping your cash flow positive. Unpaid invoices are usually the first symptom.

Resource
Accreditation

STA International secures ISO 27001 certification, strengthening data protection

STA International is now ISO 27001 certified, reaffirming our commitment to strict data security standards and giving clients added confidence in our services.

Company News
Guide

7 tips for avoiding late payments

Late payment is a common challenge, but the right process reduces how often it happens — and shortens the delay when it does.

Resource
Man Checks Time at Office Desk with Paperwork
Guide

10 common excuses for late payment (and how to deal with them)

A late payment culture demands its perpetrator be ready with an excuse. Here are the ten we hear most, and the response that gets you paid.

Resource
Guide

The Essential Cash Flow Guide for SMEs

Poor cash flow management can be fatal for a business of any size. Our guide covers forecasting, the common cash flow killers, and a step-by-step route to getting paid.

Resource
Calculating Financials at the Workplace on White Desk
Guide

How to tackle a disputed invoice

A disputed invoice, not revealed earlier, is often the real reason payment has stalled. How to resolve one professionally and still get paid.

Resource
CSA Award finalists
Company News

STA nominated for industry award

STA International’s Jacqueline McConnell has been nominated for a 2023 Credit Services Association Award for excellence in supporting vulnerable customers.

Company News
National Contact Centre Awards Winner
Company News

STAs Jacqueline McConnell wins at National Contact Centre Awards

Jacqueline McConnell of STA International won Gold at the 2023 UK National Contact Centre Awards, recognized as Significant Contributor (Small Contact Centre).

Company News
CCMA finalists
Company News

STA International finalists at Contact Centre Awards

We’re delighted to announce that our call centre in Glasgow has been recognised with nominations for both Team Manager of the Year and the Significant Contributor award at the UK National Contact Centre Awards 2023.

Company News
Technology team of the year
Company News

STA International win Technology Team of The Year

We’re delighted to announce that our IT team has been named Technology Team of the Year for 2022 at the Credit & Collections Technology Awards.

Company News
Award finalists
Company News

STA Nominated at Credit & Collections Tech Awards 2022

We’re delighted to announce our nomination for Technology Team of the Year at the 2022 Credit & Collections Technology Awards.

Company News
Energy costs
Briefing

Energy Costs & Supply Issues Threaten Business Growth

Rising energy costs, record levels of inflation and supply chain issues are three of the biggest threats facing more than half (58%) of businesses in the next six months, according to new research by accountancy and business advisory firm BDO.

Industry News
Cost of living crisis
Briefing

Cost of Living Drives Rise in Late Payments for UK Firms

New research by Barclays reveals that 26% of UK small or medium-sized enterprises (SMEs) have seen the number of late payments they receive increase since the cost of living has gone up.

Industry News
Debt levels trade credit
Company News

Trade Credit Debt Collection Soared in Q1 2022

With post-pandemic B2B trade increasing, sanctions on collecting debt removed, and creditors being less tolerant of late-paying debtors, what impact is this having on credit insurance policyholders placing debt with STA International?

Company News
Can directors be liable for Ltd company debts
Guide

Can directors be held liable for a limited company’s debts?

In legal terms, they can’t be held liable, but creditors and suppliers might well look to make them personally responsible for paying any debts owed. It isn’t always a simple matter to resolve.

Resource
Comment

Companies owe money, but people pay bills

Few creditors ever charge late payment interest, for fear of alienating a customer. Deal with the person who pays your bills.

News
Stigma of debt recovery
Comment

Eliminating the stigma of debt recovery

With so many businesses struggling with cash flow, it’s important that we eliminate the stigma associated with debt recovery specialists.

News
Turkey Mill offices
Company News

Our new workspace at Turkey Mill

We believe our new environment will improve productivity, enhance our recruitment process, and optimise your service delivery

Company News
SME late payments
Briefing

Tackling Late Payments Key to Economic Recovery

As the essence of the UK’s economy – around six million UK SMEs turnover an estimated at £2.2 trillion annually, tackling the issue of late payments will be vital in enabling small businesses to reach their full productive potential and improve not only the growth of their enterprise but the growth of the UK economy.

Industry News
Insolvency measures
Briefing

Insolvency Service announces end of temporary measures

New measures will be brought in to help smaller companies get back on their feet to give them more time to trade their way back to financial health before creditors can take action to wind them up

Industry News
Guide

Recover debts without alienating customers

There is a fine line between a fair request for payment and what the customer perceives as harassment. How to chase a valued account without losing it.

Resource
Debt respite scheme
Briefing

Debt Respite Scheme starts today

Debt Respite Scheme launches in an attempt to protect vulnerable debtors

Industry News
Late payments
Briefing

Late payments to SMEs grow by 76%

A survey by Dun & Bradstreet, which polled 753 small business in the UK, found that over a fifth of payments to the SMEs surveyed, whether dealing with large or small businesses, or even public sector payments, were received late in the past 12 months.

Industry News
Insolvency
Briefing

Half of At-Risk UK Companies Rely on Government Aid

Travel and Leisure sectors in particular hit hard by the pandemic

Industry News
Cyber crime
Briefing

A Third of Businesses Face Greater Cyber Risk

A third of business are more vulnerable to cyber crime now than pre-pandemic, according to research by the IoD.

Industry News
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